Tuesday, 5 July 2011

Patriot Insurance Brokers Grabs Three Major Conglomerates to reduce Poised premium service

Patriot Insurance Brokers (PIB) - The Gambian owned and managed insurance broker has recently been awarded portfolios by three major companies in the country.
This move is an indication of the indisputable services the brokers offers to its clientele, having come to the burgeoning insurance market less than three months ago, after being licensed by the
Central Bank of The Gambia.

However, despite the stiff competition unfolding in the market, the broker was able to grab consultancy from Gamtel - the Gambia's only gateway to telecommunication - to review insurance service contracts it has with other entities from 2007 to date. In another development, PIB takes brokerage service on risk and insurance for the Gambia Civil Aviation Authority (GCCA), and for NAWEC on brokerage service respectively, unveiled Mamadou Lamin S Bah administrator and finance manager of PIB."We are setting up a proposal on medical, personal and other insurances."


However, as the inflation in premium is seemingly distancing many people from the insurance industry, Bah pointed out that they "want to change people's perception on premium inflation, by cutting down premium and making [it] a cost effective service, that is affordable to all and sundry. With all the challenges, PIB is facing, we are ready to give our customers satisfying services, because we understand the risk you are exposed, we are committed to finding time to examine the issues and match your needs with the best solutions."

Whilst speaking earlier on the fruitful collaboration with NAWEC, Bah unveiled that they "currently succeeded on negotiations for compensation of D10, 000 between an Insurance company and NAWEC on vehicle damages, even though the vehicle was not part of the agreements - but based on the degree of 'ex-gratia' we came to terms."
Bah cautioned: "that it is prudent for every institution in the country to have a unit that is responsible for managing and coordinating insurance affairs.This will allow accountability and transparency between the insurers and the insures of that entity, and facilitate easy access to information regarding the insurance."

Bah who gives credit to the government for creating the conducive environment, pinpointed that one of the major challenges hindering the progress of the industry is 'awareness', adding that
they have proposals on the table that he wishes to keep close to his chest, but will help address what he describe as a "symptom" in many people's mind. He smiles to the credibility PIB has been able to garner within a short period of existence, whilst calling on Gambians to patronise them. "By this, we will be able to strengthen our efforts and reduce poverty. The economy is moving on the right track and we want to become the younger generation of insurers" he says.
"I am sort of words to expressed my gratitude to the president for sponsoring my education," he says whilst calling on citizens to help and patronise each other and "together celebrate excellence".

The insurance companies in the country are day-in day-out yearning for a 'national marine insurance legislation'; and for Bah this will be a good move, saying it is a vital component for investors.
The said legislation would compelled all stakeholders in the marine industry to join the insurance corridor. This, as highlighted by Ebrima Ceesay , CEO PIB will help reduce the degree of unemployment and increase the level of personal security for those in the marine sector of the economy, saying "thereafter insurance companies will burgeon, giving rise to prosperity and the need to employ a good number of citizen". Ceesay adds that "it is industrial development that we [PIB] want in the country," noting that in economic terms a country's status is most often determined by the level of performance of the insurance sector. The seasoned insurer called on the Gambia Chamber of Commerce (GCCI) to put insurance entities (not as a general body like the Insurance Association of The Gambia per say, but as individual grouping entities) in the limelight of their activities, adding that they are coming up with an 'Association for Insurance Brokers'.

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